Health Insurance
State Health Plan of North Carolina
Two Preferred Provider Organization (PPO) plans are available to UNC faculty and staff (SHRA & EHRA). The State Health Plan of North Carolina administers these plans and they are underwritten by Blue Cross Blue Shield of North Carolina which offers coverage for in-network and/or out-of-network providers. The University contributes toward the monthly cost of coverage for regular full-time employees.
70/30 PPO Plan is a traditional preferred provider organization (PPO) plan that offers freedom of choice among in-network providers, lower out-of-pocket costs, and a strong emphasis on preventive health. Affordable Care Act (ACA) preventive services and medications are covered at 100% if performed by an in-network provider.
80/20 PPO Plan is a traditional preferred provider organization (PPO) plan that offers freedom of choice among in-network providers, lower out-of-pocket costs, and a strong emphasis on preventive health. Features include Affordable Care Act (ACA) preventive services covered at 100% if performed by an in-network provider.
Additionally, members in this plan have the ability to lower the employee-only monthly premium by completing a tobacco attestation.
The State Health Plan’s Clear Pricing Project (CPP) helps members control health care costs and protects the Plan’s financial future. Learn how you can save money in 2023 by visiting a CPP provider!
Resources
High Deductible Health Plan
Fayetteville State University offers the (HDHP) through the State Health Plan of North Carolina. Temporary (non-permanent) employees working an average of 30 (.75 FTE) or more hours per week are eligible for coverage. Features include Affordable Care Act (ACA) preventive care services and medications covered at 100% with in-network providers.
How Much Does it Cost?
If you elect this plan, you will be billed monthly for your premiums by the State Health Plan. This is a pre-paid plan; therefore, you will be billed a month in advance. You will be responsible for paying your bill in a timely manner and failure to do so will lead to termination of coverage. 2023 HDHP Monthly Premium Rates
When does Coverage Begin/End?
If eligible for this plan, you will have 30 days to elect coverage. Coverage will start the first day of the month following enrollment. Coverage ends on the last day of the month in which eligibility change or employment end occurs.
How to Enroll or Make Changes
Health Plan enrollment and changes are made through eBenefits Self Service (Click: Click here to View Your Benefits) or call the Benefits and Eligibility Hotline at: 855-859-0966.
Qualifying Life Event
Employees who experience a Qualifying Life Event (QLE) can log on to the eEnroll system to make appropriate enroll and/or make changes to their plan. You must complete your enrollment changes within 30 days of the QLE or you will lose the ability to change your coverage. The next opportunity you will have to make any applicable needed changes will be during the Annual Open Enrollment window for the next calendar year's coverage.
Need to enroll or make changes to your State Health Plan benefits? Visit the Enroll Now page for more information and/or log in to eBenefits.